Trusted by more than 1,000+ businesses and counting.

Overview

01.

Common uses

MCAs provide flexible working capital that can cover payroll, inventory, renovations, hiring, marketing or other general expenses. The funds can be used at your discretion.

02.

Who it's for

MCAs suit businesses looking to quickly access capital based on projected sales. There is more flexibility than traditional small business loans.

03.

Our Rates Vs. The Alternatives

Unlike high-interest credit cards or predatory merchant cash advances, our MCA rates are customized based on repayment ability from future sales.

What to expect

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Funding Amount

  • $10,000 - $2,000,000
  • Depending on your revenue
  • Provided as a lump sum
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Rates & Terms

  • 12-32% Estimated APR
  • 3 - 36 Month Payback Period
  • Daily or Weekly Payments
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Eligibility

  • 1 Year Min TIB
  • $25,000 Min Monthly Revenue
  • 550 FICO Minimum

How we do it

Our seamless digital portal removes all funding friction, while our human experts provide tailored options fit to your needs — fast. The best of innovation meets experience. Only from Pinnacle Consulting.

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No Credit Impact Whatsoever

550 Minimum Score Required
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Easy Qualification for Term Loans & LoC

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Fast Funding In 24 Hours Or Less

The Process

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Pre-Qualify Online

Get qualified across multiple financing solutions at once on our online portal.

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Review Offers

Receive customized funding offers matched to your business needs fast.

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Get Funding & Grow

Review terms, select your best option and access capital quickly.

See What Our Satisfied Clients Say

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"Amazing job done by Yonah, he not only got me funded last year with a quick and easy deal, but I just got renewed and right on time, it was quick and took less than one hour I had the contracts in my email and the money in my account by the end of the day. You can tell he enjoys his job! He promises to offer the best deal and delivers on that promise quickly! He’s a Gem to work with!"

Charles Mcnally

Business Owner

"Excellent company to work with! This was by far, the quickest loan process I have ever experienced. Yonah is AWESOME! I felt like his only client. He kept me informed every step of the way. I would recommend Pinnacle to any business owner in need of funding for their business."

Michelle Williams

CEO & Founder

"Alex was our dedicated representative for our needs. He was very communicative, professional, and worked to get us the deal we required."

Shanice D'Heureux

Founder

"Most outstanding company I have ever dealt with and Youana is excellent to work with and willing to explain any questions you may ever have. He will go to bat for you and help you in anyway possible to get the funds you may need. It has been a pleasure to work with him and the company he represents."

Wes Carder

CEO

"Most outstanding company I have ever dealt with and Youana is excellent to work with and willing to explain any questions you may ever have. He will go to bat for you and help you in anyway possible to get the funds you may need. It has been a pleasure to work with him and the company he represents."

Wes Carder

CEO

"Alex and the Pinnacle team were wonderful to work with.  They responded quickly to all of our questions and were very professional.  We look forward to continuing to work with them!"

Gretchen Idemudia

CEO

"Easy to work with. Quick and efficient. The agent we worked with was Alex. He was straightforward, honest and delivered what we needed with no problem."

Cory Eastgate

CEO

"I have worked with many companies before. PINNACLE ..I must say stands out the most to me....they give me a sincere feeling that the have my business best interests at heart. Especially during such a trying year like 2020. I would definitely recommend to any business looking for funding for their company....also...Yonah!!!! Adds that extra touch of class"

Davis Alexander

CEO

The most common questions

The Right Financing.
The Right Time.
Are You Ready?

Let our dedicated advisors at Pinnacle Consulting take you from application to funded — rapidly and responsibly.

Apply Now
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